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Mortgages After Late Payments
Can I get a mortgage after late payments If you’ve had late payments or missed payments on your credit record, you might be concerned that getting a mortgage will be challenging. However, while late payments can impact your ability to secure a mortgage, they don’t...
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Simple Process to Find Out Where You Stand
At Option Finance, technology doesn’t replace the personal touch—it enhances it. We use smart tools to handle the admin, so our team can focus on what really counts: listening to your story, understanding your needs, and securing the mortgage that’s right for you. Real people. Real support. No shortcuts.

Why Work with Option Finance for Bad Credit Mortgages?
At Option Finance, we specialise in mortgages for complex credit scenarios. Our team works with all major bad credit lenders and has access to exclusive deals that aren’t available on the high street.
Understanding one’s credit report from a credit reference agency can help in securing a mortgage.
Over 20 years of experience
Full market access to specialist lenders
Fast, honest, and personalised mortgage advice
Expert help with complex or recent credit issues
Showing our favourite reviews
Always attentive, helpful and efficient
Jonathan, 27 Jan 2025
Best Mortgage Broker in the UK!
Liam, 26 Nov 2024
Ben was really helpful in helping me…
George, 28 Aug 2024

