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Reviews 110 - Excellent

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Getting a Mortgage After Late Payments

Getting a Mortgage After Late Payments

Can I Get a Mortgage After Late Payments? Introduction to Mortgage Applications Applying for a mortgage can be a daunting task, especially if you have late payments on your credit record. Understanding the mortgage application process and how late payments affect it...

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Mortgages for Discharged Bankrupts

Mortgages for Discharged Bankrupts

Mortgages for Discharged Bankrupts For individuals who have been through bankruptcy, the prospect of securing a mortgage can seem daunting. However, being a discharged bankrupt doesn’t mean the dream of homeownership is out of reach. With the right approach, and...

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Mortgages for Self-Employed with Bad Credit

Mortgages for Self-Employed with Bad Credit

Mortgage for Self Employed with Bad Credit: A Comprehensive Guide Mortgages for self employed with bad credit can feel daunting but it’s far from impossible. Traditional high street lenders often apply strict criteria, relying on automated credit scoring and...

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Mortgage after using payday loans

Mortgage after using payday loans

Introduction to Mortgage Challenges Mortgage after using payday loans can be a challenging and complex process, especially for individuals with a history of payday loans. Payday loans can negatively impact your credit score and make it more difficult to get approved...

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Can I Get a Mortgage with a Default

Can I Get a Mortgage with a Default

How to Secure a mortgage with a default. Securing a mortgage with a default on your credit file can seem challenging, but it’s not impossible. A default indicates that you failed to pay a debt, and this can raise concerns for potential lenders. Defaults are a common...

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Mortgages After Late Payments

Mortgages After Late Payments

Can I get a mortgage after late payments If you’ve had late payments or missed payments on your credit record, you might be concerned that getting a mortgage will be challenging. However, while late payments can impact your ability to secure a mortgage, they don’t...

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How It Works

Simple Process to Find Out Where You Stand

At Option Finance, technology doesn’t replace the personal touch—it enhances it. We use smart tools to handle the admin, so our team can focus on what really counts: listening to your story, understanding your needs, and securing the mortgage that’s right for you. Real people. Real support. No shortcuts.

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Why Work with Option Finance for Bad Credit Mortgages?

At Option Finance, we specialise in mortgages for complex credit scenarios. Our team works with all major bad credit lenders and has access to exclusive deals that aren’t available on the high street.

Understanding one’s credit report from a credit reference agency can help in securing a mortgage.

Over 20 years of experience

Full market access to specialist lenders

Fast, honest, and personalised mortgage advice

Expert help with complex or recent credit issues

Showing our favourite reviews

Always attentive, helpful and efficient

Jonathan, 27 Jan 2025

Best Mortgage Broker in the UK!

Liam, 26 Nov 2024

Ben was really helpful in helping me…

George, 28 Aug 2024

Reviews 110 – Excellent

Author: Davi Thakar
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