Call us now: 01332 470 400

Mortgage Calculators

Uncategorized

Call Our Mortgage Experts

Compare quotes from leading mortgage companies

[dipi_carousel columns="8" speed="3000" loop_wide="on" autoplay_wide="on" continues_wide="on" loop_small="on" autoplay_small="on" continues_small="on" show_lightbox="off" columns_tablet="" columns_phone="2.25" columns_last_edited="on|phone" _builder_version="4.23.1" _module_preset="default" global_module="1087" saved_tabs="all" template_type="module" global_colors_info="{}" theme_builder_area="et_body_layout"][dipi_carousel_child label="BM Solutions" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/Mortgage-Lender-BM-Solutions.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Natwest" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/images.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Bluestone" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/images-1.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Together" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/Together_logo.svg" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Vigin Money" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/images-2.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Nationwide" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/Nationwidelogo2024.jpg" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Skipton" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/1708965743696.jpeg" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="TSB" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/images-3.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Kensington" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/images-4.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Post Office" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/images-5.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Precise Mortgages" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/images-6.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Mortgage Works" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/images-7.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="CHL" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/images-8.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Zephyr" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/zephyr-web-logo.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="West One" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/West-One.webp" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Moda Mortgages" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/modamortgages-weblogo.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Aldermore" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/Ald_Master_Logo_4000_x_3000-scaled-1.jpg" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Lendinvest" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/lendinvest-web.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Fleet Mortgages" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/Fleet-Mortgages-Logo-without-Strapline-RGB-Full-Colour-for-Light-Background.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Santandar" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/Santander-Logo-2048x1152-1.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][dipi_carousel_child label="Halifax" img_src="https://optionfinance-dev.co.uk.supersocialzhost.com/wp-content/uploads/2025/07/Halifax-Logo.png" _builder_version="4.23.1" _module_preset="default" global_colors_info="{}" theme_builder_area="et_body_layout"][/dipi_carousel_child][/dipi_carousel]

Reviews 110 - Excellent

Why Option Finance?
Get Started
Our Guides

Κίνο κανόνες πληρωμές και πιθανότητες για σωστό παιχνίδι

Για να βελτιστοποιήσετε τις πιθανότητες σας στο παιχνίδι, επιλέξτε συνδυασμούς αριθμών στρατηγικά. Δοκιμάστε να επισημάνετε από 1 έως 10 νούμερα σε κάθε στήλη, καθώς αυτή η επιλογή ευνοεί την πιθανότητα κέρδους. Στις περισσότερες πλατφόρμες, οι παίκτες έχουν τη...

Example Post for WordPress

This is a sample post created to test the basic formatting features of the WordPress CMS. Subheading Level 2 You can use bold text, italic text, and combine both styles. Bullet list item #1 Item with bold emphasis And a link: official WordPress site Step one Step two...

read more
Getting a Mortgage After a Repossession

Getting a Mortgage After a Repossession

Getting a Mortgage After a Repossession The stress and financial repercussions of a repossession can also take its toll, along with leaving behind a huge blemish on your credit. The question for many people is, can you get a mortgage after repossession? The good news...

read more
Getting a Mortgage with a CCJ

Getting a Mortgage with a CCJ

Getting a Mortgage With a County Court Judgement (CCJ) Having a County Court Judgment (CCJ) on your credit file can lead you to believe that getting a mortgage is out of the question. But even if you have a CCJ, it doesn’t mean that you can never take out a mortgage....

read more
Joint Mortgage with Bad Credit

Joint Mortgage with Bad Credit

Joint Mortgage with Bad Credit Securing a joint mortgage with bad credit can seem challenging, but it’s not impossible. Many couples or co-applicants find themselves in situations where one or both have poor credit scores, raising concerns about whether they can...

read more
Missed Payment Mortgages

Missed Payment Mortgages

Dealing with Missed Payment Mortgages Can You Still Get a Mortgage? Missed a payment and wondering if you can still get a mortgage? You’re not alone. Whether it’s a missed credit card, utility, or mortgage payment, many people face financial hiccups and fear they’ll...

read more
Mortgage after using payday loans

Mortgage after using payday loans

Mortgage after using payday loans Introduction to Mortgage Challenges Getting a mortgage can be a challenging and complex process, especially for individuals with a history of payday loans. Payday loans can negatively impact your credit score and make it more...

read more
Can I Get a Mortgage with a Default

Can I Get a Mortgage with a Default

Can I Get a Mortgage with a Default Getting a mortgage with a default on your credit history can be challenging. Mainstream lenders, such as a high street bank, often have strict guidelines and prefer borrowers with clean credit histories. This can make it difficult...

read more
How It Works

Simple Process to Find Out Where You Stand

At Option Finance, technology doesn’t replace the personal touch—it enhances it. We use smart tools to handle the admin, so our team can focus on what really counts: listening to your story, understanding your needs, and securing the mortgage that’s right for you. Real people. Real support. No shortcuts.

Get Started

Why Work with Option Finance for Bad Credit Mortgages?

At Option Finance, we specialise in mortgages for complex credit scenarios. Our team works with all major bad credit lenders and has access to exclusive deals that aren’t available on the high street.

Understanding one’s credit report from a credit reference agency can help in securing a mortgage.

Over 20 years of experience

Full market access to specialist lenders

Fast, honest, and personalised mortgage advice

Expert help with complex or recent credit issues

Showing our favourite reviews

Always attentive, helpful and efficient

Jonathan, 27 Jan 2025

Best Mortgage Broker in the UK!

Liam, 26 Nov 2024

Ben was really helpful in helping me…

George, 28 Aug 2024

Reviews 110 – Excellent

Author: Davi Thakar
Last Reviewed on:

Get in touch

[dipi_gravity_forms_styler gf_form_id=”1″ form_title=”hide” _builder_version=”4.23.1″ _module_preset=”default” field_label_text_color=”#FFFFFF” field_label_font_size=”18px” field_label_letter_spacing=”-0.5px” consent_field_label_text_color=”#FFFFFF” consent_field_label_font_size=”16px” consent_field_label_letter_spacing=”-0.5px” custom_submit=”on” submit_text_size=”18px” submit_text_color=”#000000″ submit_bg_color=”#B9D24D” submit_letter_spacing=”-1.4px” submit_font=”|700|||||||” submit_use_icon=”off” submit_custom_padding=”12px|40px|12px|40px|true|true” border_width_all_input_field=”2px” border_color_all_input_field=”#B9D24D” border_width_all_textarea_field=”2px” border_color_all_textarea_field=”#B9D24D” global_colors_info=”{}” theme_builder_area=”et_body_layout”][/dipi_gravity_forms_styler]